Buying power

Property Affordability Calculator

Use a private planning estimate before narrowing your Johor Bahru property shortlist.

Home Loan Planner

Plan your home financing illustration

Estimate an instalment and planning range before you speak with Ian.

Income

Basic monthly salary

Fixed monthly allowance

Average monthly commission

Use a consistent average from the latest 6 months.

Existing monthly commitments

Total existing monthly commitments

Include car, cards, personal loans and any other monthly repayments.

Property and loan tenure

SPA / Property price

Loan tenure

Advanced settings

Financing margin

Illustrative interest / profit rate (%)

This is an illustrative rate, not a current market rate.

Commission recognised for planning (%)

Planning DSR is calculated automatically using a 60% planning limit. Banks may assess income and commitments differently.